Yıl 2013, Cilt 5, Sayı 8, Sayfalar 16 - 20 2014-12-28

PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY

Erhan DEMİRELLİ [1] , Eşref Savaş BAŞÇI [2] , Süleyman Serdar KARACA [3]

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Turkish banking sector has had a swift recovery after the 2001 crisis that was experienced in Turkey and there has been observed a great increase at assets size of the sector, credits, deposits and net profit. 169 billion TL assets size in 2001 increased to 961 billion TL in 2010. Whereas the net profit was -11 billion TL in 2001, it increased to 21 billion TL in 2010. Using panel regression analysis, this study seeks to determine whether there have been significant differences between the ratios acquired from financial statements of 3 public banks and 11 private banks operating in Turkish banking sector between 2001 and 2010.

According to this, it was analyzed whether profitability ratios of the banks that represent a balanced panel feature can be explained in terms of other ratios as a dependent variable or not. Profitability ratios from the dependent variables have been taken into consideration as Net Profit (Loss) / Total Assets (KAR1), Net Profit (Loss) / Shareholder’s Equity (KAR2), Pre -Tax Profit / Total Assets (KAR3). The purpose of this study is to look for an answer to the question “Is there a significant difference between the years 2001 and 2010 for State-Owned and Privately Owned Banks in terms of ratios that explain dependent variables?” Moreover, there has also been revealed whether explanatory variables have differentiated or not.

Consequently, according to the balanced panel regression results that have been performed in state-owned banks, ratios that can explain those ratios at 1% significance level when we perform regression analysis to KAR1, KAR2 and KAR3 ratios separately at a fixed effect are: Total Operating Income / Total Assets (FR1) and (Personnel Expense + Severance payment) / Total Assets (FR3) ratios. When this same analysis has been performed to the private sector banks, there has been analyzed that ratios of Shareholder’s Equity / (Deposits + Non-Deposit Resources) (SY3) and Total Deposits /Total assets (BY1) along with the explanatory variables of the state-owned banks can be explained at 1% significance level. Stata 11software was used for the analysis, effect models Hausman test for the panel have been performed. F-test of all models that have been set are significant and explanation rates have shown change.

Profitability, stated owned banks, privately owned banks
Birincil Dil tr
Konular
Dergi Bölümü MAKALELER
Yazarlar

Yazar: Erhan DEMİRELLİ

Yazar: Eşref Savaş BAŞÇI

Yazar: Süleyman Serdar KARACA

Bibtex @ { kilisiibfakademik204537, journal = {Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD)}, issn = {1309-3762}, eissn = {2149-1585}, address = {Kilis 7 Aralık Üniversitesi}, year = {2014}, volume = {5}, pages = {16 - 20}, doi = {10.20990/aacd.75733}, title = {PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY}, key = {cite}, author = {KARACA, Süleyman Serdar and BAŞÇI, Eşref Savaş and DEMİRELLİ, Erhan} }
APA DEMİRELLİ, E , BAŞÇI, E , KARACA, S . (2014). PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY. Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD), 5 (8), 16-20. Retrieved from http://dergipark.gov.tr/kilisiibfakademik/issue/19256/204537
MLA DEMİRELLİ, E , BAŞÇI, E , KARACA, S . "PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY". Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) 5 (2014): 16-20 <http://dergipark.gov.tr/kilisiibfakademik/issue/19256/204537>
Chicago DEMİRELLİ, E , BAŞÇI, E , KARACA, S . "PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY". Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) 5 (2014): 16-20
RIS TY - JOUR T1 - PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY AU - Erhan DEMİRELLİ , Eşref Savaş BAŞÇI , Süleyman Serdar KARACA Y1 - 2014 PY - 2014 N1 - DO - T2 - Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) JF - Journal JO - JOR SP - 16 EP - 20 VL - 5 IS - 8 SN - 1309-3762-2149-1585 M3 - UR - Y2 - 2019 ER -
EndNote %0 Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY %A Erhan DEMİRELLİ , Eşref Savaş BAŞÇI , Süleyman Serdar KARACA %T PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY %D 2014 %J Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) %P 1309-3762-2149-1585 %V 5 %N 8 %R %U
ISNAD DEMİRELLİ, Erhan , BAŞÇI, Eşref Savaş , KARACA, Süleyman Serdar . "PROFITABILITY ANALYSIS OF STATE-OWNED AND PRIVATELY-OWNED BANKS DURING THE PERIOD 2001-2010 IN TURKEY". Akademik Araştırmalar ve Çalışmalar Dergisi (AKAD) 5 / 8 (Aralık 2014): 16-20.